Everything Is Unique Until It’s Not

Everything Is Unique Until It’s Not

Introduction to value-added solutions While on active duty in the Army, I had a sign on my desk that proclaimed, “Protest Against The Rising Tide of Conformity.”  Great message – wrong location! The brass struggled to figure me out but put up with me because I...
Differentiation Through Value-Added Services – USAA

Differentiation Through Value-Added Services – USAA

USAA began in 1922 with 25 Army officers who offered to insure each other’s vehicles when no one else would. Their small organization has grown into a respected institution offering a full range of financial products to 9.8 million members. And their product set...